From single-vehicle owner-operators to executive transportation fleets of hundreds. Licensed nationwide. Quotes back in 24 hours, certificates same-day.
States Licensed
Quote turnaround
Certificates
Specialists
Passenger transport carries exposures a standard commercial auto
Policy was not designed for. Here is what we place.

Higher limits structured for for-hire passenger transport, including split limits and combined single limit options.

Collision and comprehensive on sedans, SUVs, Sprinters, and specialty vehicles across your fleet.

Hired and non-owned auto, medical payments, and coverage for drivers on your MVR.

Uninsured and underinsured motorist protection at limits that make sense for passenger risk.

Coverage for vehicles at your yard, lot, or service facility while in your care.

COI issuance, additional insureds, and endorsement handling turned around the same day.
Built on real fleet-operations insight. We work alongside the platforms and technology powering modern fleet operations, and we structure coverage built for how your operation works today.
We can place risk in nearly every U.S. state, so you are not restarting the conversation every time your operation expands.
We speak the language of dispatch, dead time, split shifts, and vehicle rotation. No translation required.
Access to carriers who actually want passenger transport risk, priced for what your operation looks like today.
COls, additional insureds, and endorsements handled with the turnaround your operation runs on.

Fleet size, vehicle mix, states, and
use case.

Placed with carriers who write
livery.

Options priced for your actual
exposure.

Certificates issued the
same day
Most limo and black car operations can receive quotes within 24–48 hours and bind coverage the same day
once documentation is complete. Larger or more complex fleets may take longer, and your advisor will
provide a realistic timeline upfront
Yes. Send us the insurance requirements, including limits, additional insureds, and required endorsement
language. We’ll help structure your policy and documentation around those requirements.
Not necessarily. We work with carriers that understand commercial transportation operations. Your advisor
will review your driver structure and help identify suitable coverage options.
Both. We work with single-vehicle owner-operators as well as multi-vehicle limo and black car fleets. The level of attention is the same.
Signal Street is licensed nationwide — in nearly every U.S. state. If you’re unsure about your specific state, call (213) 799-8000 and we’ll confirm.
Get a quote from a specialist who understands limo, black car, and executive transportation operations. We’ll tailor coverage that fits how your business runs.