Limo / Black Car Insurance
Executive transport
runs
on details. So does your coverage.
From single-vehicle owner-operators to executive transportation fleets of hundreds. Licensed nationwide. Quotes back in 24 hours, certificates same-day.
Get a Quote
Call (213) 799-8000
50
States Licensed
24h
Quote turnaround
Same-day
Certificates
Livery
Specialists
Coverages
Built for how limo and black car operates
Passenger transport carries exposures a standard commercial auto
Policy was not designed for. Here is what we place.
Livery liability
Higher limits structured for for-hire passenger transport, including split limits and combined single limit options.
Physical damage
Collision and comprehensive on sedans, SUVs, Sprinters, and specialty vehicles across your fleet.
Chauffeur & driver
Hired and non-owned auto, medical payments, and coverage for drivers on your MVR.
UM/UIM
Uninsured and underinsured motorist protection at limits that make sense for passenger risk.
Garage keepers
Coverage for vehicles at your yard, lot, or service facility while in your care.
Certificates & endorsements
COI issuance, additional insureds, and endorsement handling turned around the same day.
WHY OPERATORS PICK US
Built on real fleet-operations insight. We work alongside the platforms and technology powering modern fleet operations, and we structure coverage built for how your operation works today.
WHY SIGNAL STREET
Livery specialists, not generalists
Nationwide license
We can place risk in nearly every U.S. state, so you are not restarting the conversation every time your operation expands.
Operator language
We speak the language of dispatch, dead time, split shifts, and vehicle rotation. No translation required.
Carrier depth on livery
Access to carriers who actually want passenger transport risk, priced for what your operation looks like today.
Same-day certificates
COls, additional insureds, and endorsements handled with the turnaround your operation runs on.
HOW IT WORKS
From first call to certificate
Tell us your operation
Fleet size, vehicle mix, states, and
use case.
We shop the risk
Placed with carriers who write
livery.
Quote in 24 hours
Options priced for your actual
exposure.
Bind & go
Certificates issued the
same day
What clients say
Trusted by limo and black car nationwide
Signal Street has made managing insurance for our executive transportation fleet much easier. Their team
understands our vehicles, chauffeur operations, and the level of service our clients expect.
John SmithOperations Manager,
Their responsiveness has been especially valuable for airport and corporate transportation requirements.
When we need insurance documentation, their team is quick to help.
Sarah JohnsonFleet Manager
We needed an insurance partner that understood black car operations and a growing fleet. Signal Street
took the time to understand our business and helped us find coverage that fits how we operate
Jennifer LeeOwner
FAQs
Common questions
How fast can you bind coverage?
Most limo and black car operations can receive quotes within 24–48 hours and bind coverage the same day
once documentation is complete. Larger or more complex fleets may take longer, and your advisor will
provide a realistic timeline upfront
My airport or corporate contract requires a specific COI. Can you match it?
Yes. Send us the insurance requirements, including limits, additional insureds, and required endorsement
language. We’ll help structure your policy and documentation around those requirements.
I have multiple chauffeurs or rotating drivers. Is that a problem?
Not necessarily. We work with carriers that understand commercial transportation operations. Your advisor
will review your driver structure and help identify suitable coverage options.
Do you write single-vehicle operators or only fleets?
Both. We work with single-vehicle owner-operators as well as multi-vehicle limo and black car fleets. The level of attention is the same.
What states are you licensed in?
Signal Street is licensed nationwide — in nearly every U.S. state. If you’re unsure about your specific state, call (213) 799-8000 and we’ll confirm.
Most limo and black car operations can receive quotes within 24–48 hours and bind coverage the same day
once documentation is complete. Larger or more complex fleets may take longer, and your advisor will
provide a realistic timeline upfront
Yes. Send us the insurance requirements, including limits, additional insureds, and required endorsement
language. We’ll help structure your policy and documentation around those requirements.
Not necessarily. We work with carriers that understand commercial transportation operations. Your advisor
will review your driver structure and help identify suitable coverage options.
Both. We work with single-vehicle owner-operators as well as multi-vehicle limo and black car fleets. The level of attention is the same.
Signal Street is licensed nationwide — in nearly every U.S. state. If you’re unsure about your specific state, call (213) 799-8000 and we’ll confirm.
Ready to work with a limo and black car insurance specialist?
Get a quote from a specialist who understands limo, black car, and executive transportation operations. We’ll tailor coverage that fits how your business runs.