Limo / Black Car Insurance

Executive transport
runs on details. So does your coverage.

From single-vehicle owner-operators to executive transportation fleets of hundreds. Licensed nationwide. Quotes back in 24 hours, certificates same-day.

50

States Licensed

24h

Quote turnaround

Same-day

Certificates

Livery

Specialists

Coverages

Built for how limo and black car operates

Passenger transport carries exposures a standard commercial auto 
Policy was not designed for. Here is what we place. 

Livery liability

Higher limits structured for for-hire passenger transport, including split limits and combined single limit options.

Physical damage

Collision and comprehensive on sedans, SUVs, Sprinters, and specialty vehicles across your fleet.

Chauffeur & driver

Hired and non-owned auto, medical payments, and coverage for drivers on your MVR.

UM/UIM

Uninsured and underinsured motorist protection at limits that make sense for passenger risk.

Garage keepers

Coverage for vehicles at your yard, lot, or service facility while in your care.

Certificates & endorsements

COI issuance, additional insureds, and endorsement handling turned around the same day.

WHY OPERATORS PICK US

Built on real fleet-operations insight. We work alongside the platforms and technology powering modern fleet operations, and we structure coverage built for how your operation works today.

WHY SIGNAL STREET

Livery specialists, not generalists

Nationwide license

We can place risk in nearly every U.S. state, so you are not restarting the conversation every time your operation expands.

Operator language

We speak the language of dispatch, dead time, split shifts, and vehicle rotation. No translation required.

Carrier depth on livery

Access to carriers who actually want passenger transport risk, priced for what your operation looks like today.

Same-day certificates

COls, additional insureds, and endorsements handled with the turnaround your operation runs on.

HOW IT WORKS

From first call to certificate

Tell us your operation

Fleet size, vehicle mix, states, and
use case.

We shop the risk

Placed with carriers who write
livery.

Quote in 24 hours

Options priced for your actual
exposure.

Bind & go

Certificates issued the
same day

What clients say

Trusted by limo and black car nationwide

FAQs

Common questions

How fast can you bind coverage?

Most limo and black car operations can receive quotes within 24–48 hours and bind coverage the same day
once documentation is complete. Larger or more complex fleets may take longer, and your advisor will
provide a realistic timeline upfront

Yes. Send us the insurance requirements, including limits, additional insureds, and required endorsement
language. We’ll help structure your policy and documentation around those requirements.

Not necessarily. We work with carriers that understand commercial transportation operations. Your advisor
will review your driver structure and help identify suitable coverage options.

Both. We work with single-vehicle owner-operators as well as multi-vehicle limo and black car fleets. The level of attention is the same.

Signal Street is licensed nationwide — in nearly every U.S. state. If you’re unsure about your specific state, call (213) 799-8000 and we’ll confirm.

Ready to work with a limo and black car insurance specialist?

Get a quote from a specialist who understands limo, black car, and executive transportation operations. We’ll tailor coverage that fits how your business runs.